With the new financing deal, Lamborghini hopes to allow more automotive enthusiasts to get behind the wheel of one of the rarest and fastest cars on the plant. Purchasing a car that has a base price of more than $350,000 normally requires some serious wealth. Now, all it requires is a solid credit score, although we’d still recommend a serious amount of wealth behind your name.
Through the Lamborghini Retail Financing Plan, Lamborghini customers with a credit score over 700 can finance their LP640-4 purchase for 12 years at 5.9% APR with 10 percent down. To give you an idea of how astronomical the payments are on a bare bones Murciélago LP640-4 with a pricetag of $354,000, this roughly equates to $35,000 down with payments of $3096 per month for 12 years. After 12 years, interest payments alone amount to an astounding $126,824.
For those with a more significant income and a credit score of over 740, Lamborghini is also offering zero percent financing for 60 months with a larger down payment. Assuming a 25-percent down payment ($87,500) a monthly payment through this financing plan would be approximately $4400 a month for 5 years. Once again, this assumes you’re picking up an LP640-4 with no options. Ordering a car to your tastes can push that price point over the $450,000 mark.
The new Lamborghini Retail Financing Plan is offered at select Lamborghini dealerships across the country and is available on all 2009 and 2010 Lamborghini Murciélago models.